Home | IBM 401(k) | Vanguard Index Portfolio | Allocation History | Investment Philosophy | FAQ and Links | Subscribe Here
PowerIndex BUY/SELL Advice

Allocation History

How often will I adjust my portfolio? See the recent allocation history below which includes the 2 allocations prior to our current allocation.   The Current Allocation is available to subscribers only. 

Most people do not have the time or experience necessary to successfully manage a 401(k) portfolio such as the IBM 401-k Plus Plan, especially given the large number of excellent and diverse investment choices. Even the professionals who define the various index funds avoid giving specific advice as to which index to own at what time. The principals of RAS Partners have been successfully making such allocation decisions since 1976 on behalf of our many clients.  We believe the PowerIndex portfolio is the ideal solution to above average performance with below average risk.  All you need to do is periodically change your allocation to be in line with the percentages we recommend.  There is no uncertainly.  

2 Most recent IBM 401-k PowerIndex Allocations

ibm_clear_jan2010.gif

ibm_clear_may1_2010.gif

2 Most Recent Vanguard PowerIndex Allocations

vang_clear_jan2010.gif

vang_clear_may_2010.gif

The cumulative performance results since 1993 of making the recommended PowerIndex Portfolio allocation changes are shown in the graphic below.

perfdec31_09.gif

We believe that both Periodically Pruning a Portfolio and Planting Promising Prospects with Profitable Precision using the Proper Perspective on Past Performance will Provide Permanent Prosperity for the Persistent Practitioner.

Your 401-k Plan is at risk of poor performance unless you (1) avoid excessive diversification and (2) avoid excessive concentration in the wrong sectors. PowerIndex offers time-varying targeted diversification to achieve superior results with low risk.

Most prospective clients like to know the background of a company. On this page we describe our history and include comments about us from clients.

Company History

Since 1976, the principals for RAS Partners have been serving mutual fund investors. We were among the first to advise and manage clients accounts in rotating investments between different mutual fund classes.

When we began we believed our clients deserved the best financial services, we still do, and we always will.

Client Accolades:

"I only wish my other IRAs and tax deferred accounts did as well as PowerIndex."
B. Fox

"With the help of PowerIndex, I know I am set for my retirement."
L. Edwards

RAS Partners